Instant issue term life insurance combines the advantages of traditional term life insurance with the speed and ease of the Internet. Policies are typically issued in 15 minutes with no medical exams or lengthy underwriting.
Qualified applicants can currently choose coverage amounts from $25,000 to $150,000 and coverage periods of 10, 15, or 20 years. A suitable online application allows you to sign electronically through e-signature. No forms are needed to fill out or mail. If you are approved, the applicant will be asked to set up an online account for payment processing and a policy will be sent electronically.