The Policy Issue Process

As soon as the underwriting process on your application for life insurance is complete, the insurance company will issue your new policy. At this time, your rating class and final premium rate is decided. After issuing your policy, the insurance company will mail the policy to your agent.

When your life insurance policy enters in our office, it will be processed by our staff and mailed to you within one business day. Processing includes preparing the policy for shipment and making sure all the appropriate forms will be mailed to you if any additional signatures are needed.

When you receive your life insurance policy in the mail, please check inside the package for any forms that need your signature. If signatures are needed there will be a return envelope for you to send them back to your agent. Once you receive your policy it will be in force immediately.


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